This includes protection against unauthorized use, provided you take reasonable precautions to protect the card, as set out in their agreement. In addition, registered cards can be replaced if lost or stolen.
To report your card as lost or stolen, please call toll-free A replacement fee may be charged. Please refer to your agreement for full details including applicable fees. Use of cards by recipients is governed by the terms and conditions of the agreement provided with the card.
Standard cards cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution.
Refer to your agreement for full details. Text size:. Skip Tab Navigation. You are on: In-store purchases and split payments In-store purchases and split payments To make a purchase that is greater than the balance on the card, let the merchant know in advance that you will be splitting the payment some merchants may not accept multiple forms of payment. You are on: Hotel, car rental or cruise line transactions Hotel, car rental or cruise line transactions Hotels, car rental agencies or cruise lines will hold funds until the end of your trip upon making a reservation.
What happens if I try to make a purchase with my credit card and exceed my credit limit? If you attempt to make a purchase that exceeds your credit limit, your purchase may be declined. What is a grace period? You can avoid interest charges by paying your balance in full any time before or on your statement due date. Can I write a cheque from my credit card account? Please destroy any unused RBC credit card cheques that you still have on hand.
Where do I find my credit card transaction history? How do I pay my credit card bill online? Or you can speak to a friendly and helpful Telephone Banking Specialist. You can mail your payment using the addressed envelope provided with your statement. Please note that even when normal postage service is disrupted, you are still required to make your payment.
While this service will not permit you to pay your RBC Royal Bank credit card bill online, it does give you a handy tool to access your account information when you want it, hours-a-day.
There is no additional charge for this service.
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